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Prevail Credit Union is a growing credit union in the greater Seattle area. They have been in operation since 1940. They are currently open for membership for anyone who lives or works in the state of Washington. I have created an overview summary of the company. It can be found in the .pdf file that is linked to at the bottom of this post. All of the information that was used to create this report came from the Prevail website as of today. Like anything it is subject to change, and you should be advised to check out their website prior to joining to make sure everything is still current.

Prevail Credit Union offers many of the products and services that a normal bank would, but typically at a much lower cost. You should be advised to check out Prevail as a low cost alternative to your current bank. Although Prevail is a credit union, they still offer most of the products and services that a normal bank would. In addition to savings and checking accounts, they also offer money market accounts and certificates of deposit. They will also finance a home, car, motorcycle and more!

To read the summary on Prevail Credit Union, click here.

Financial Institutions bank, credit union, loans, seattle

When going into make a deposit or a withdrawal at your financial institution, there is one thing that I ask that you do not do. Please do not come in with a hat pulled down with large sunglasses. There are a few rational reasons that I make this small request.

First of all, I know the large stunner shades are the cool thing to wear, but seriously. I sometimes have a hard time recognizing my own friends who are wearing these oversized sunglasses. If I find this difficult, how easy do you think it will be for me to properly identify a stranger? Probably not very easy. So please, help me make my job a bit easier so that I don’t have to try and imagine what is behind those bug-eyed shades. As an added bonus, it will probably make the line move a bit faster as well. At least most of the girls don’t wear hats along with their stunner shades.

This is a bit of an extreme example, but if you don’t know this person, can you really tell? This picture was taken from the following website.

Guys are actually even worse offenders of these banking no-no’s. Like I said before, when anyone wears sunglasses into a financial institution, it makes it that much harder for us to identify you. It makes it even harder when you come in wearing a baseball hat pulled all the way down to the tops of your glasses. This makes it extremely difficult to identify you. This whole identification complaint is just peanuts compared to the real reason why I don’t like it when guys wear sunglasses and a low hat into the bank.

The bank teller is at the front of the bank and is the only one in the bank with a drawer full of cash. This naturally makes them a prime target for robberies. When someone comes in wearing a low hat and sunglasses into a bank, we automatically assume that you are either a bank robber, or trying to pull some fraudulent transaction past us. Many fraudulent transactions are not caught until days or weeks after the fact and often rely on video evidence to verify the criminal. Hats, glasses and other disguises are often used to hide from the many cameras located inside of a bank. So by you wearing a hat and sunglasses into a bank makes the teller ten times more suspicious of you. This will cause them to examine your transaction much more closely than usual, and will often make them this much more picky and stingy over what you plan on doing.

Ignore the FBI logo on this guy’s coat, and he looks pretty suspicious to me. Heck, even with the FBI logo he looks pretty suspicious. Imagine how you would feel if you had someone dressed like this (criminal or not) standing in front of you while you have tons of cash sitting right in front of you. Not a very good feeling now is it? This picture was taken from the following site.

So please, for the sake of my sanity, take off at least your sunglasses when you come into your financial institution. It will make us feel a lot safer and will make your transaction run a whole lot smoother.

Personal Finance, Random bank, common sense, credit union, deposit, financial institution, policies, teller, withdrawal